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Personal loan offers in just minutes

What do you want to finance?

Instant & personalised

No hidden fees

No impact on credit score

Instant & personalised

No hidden fees

No impact on credit score

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4.8 - Reviews 946

4.8 - Reviews 122

See why over 1,000,000 users trust Driva

to find their best rate

"Seamless process with excellent communication. Always well-informed and responsive. Highly recommended for their professionalism."

Nic

11 April 2024

"Impressed by the straightforward and quick service. The team was responsive and helpful, making the process easy. Highly recommend."

Emily

30 April 2024

"Phenomenal service from start to finish! Immediate updates and supportive team. Highly recommend for anyone seeking efficient service."

Mark

24 April 2024

We match and compare
30+ lending options

Here are a few of our approved lender partners

Find your best deal in 3 easy steps

Skip the endless hours of shopping around

Choose your loan

1. We match your unique profile to the best pre-qualified rates. Choose your preferred lender, with 100% rate and fee transparency.

We do the checks

2. Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score.

Loan approved!

3. The fun part. Review final loan documents and receive funds in your account! 

Have a question?

How do I apply for a personal loan with Driva?

You can apply for a loan through Driva in just minutes! First start a free quote and get personalised rates from over 30+ Aussie lenders without any impact on your credit score. Once you've chosen your favourite lender you can complete a loan application. Once approved, the funds can be in your bank account on the same day.

 

Does my credit score impact my rates?

When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.

What repayment options do lenders offer?

Most of our lenders let you choose either a 2, 3, 5 or 7 year term which you can repay in monthly, fortnightly or weekly instalments.

 

How much can I borrow?

Each lender has their own minimum and maximum loan amounts which usually range between $1,000 to $80,000. Factors that determine how much you can borrow include your income, credit score, living situation and more.


Ready to find a great rate?

Compare 30+ lenders and get your personalised rates in just minutes

This won't affect your credit score

Important Loan Information Disclosure:

Through Driva's lender network, personal loan terms typically include:

  • Loan terms from 1 to 7 years
  • Interest rates may range from 6.74% p.a. to 36.00% p.a. (Comparison rates 9.89% to 36.00%)
  • Establishment fees, ongoing fees, and other charges vary by lender

 

Representative Example: For a $30,000 personal loan over 5 years

  • Interest rates may range from 6.74% p.a. to 36.00% p.a. (Comparison rates 9.89% to 36.00%)
  • Fees vary by lender
  • The total cost of credit will vary based on the selected lender and your individual circumstances

 

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Driva is a broker with an Australian Credit Licence. The actual loan terms, including interest rates, fees, and loan amounts available to you will depend on the lender's assessment of your application, including credit score and individual circumstances. All loans are subject to the lending partner's credit criteria and responsible lending requirements.

Driva's best rate promise is available if you find a better rate for the same loan elsewhere, we'll match the competing offer and give you a $300 fuel voucher. If we can't, you'll walk away with the voucher, obligation free! To be eligible for the promotion, you must meet the following criteria within the T&Cs.

For Clearscore customers, please see specific T&Cs that apply here.

ABN 37 636 659 160 | Australian Credit Licence No. 531492

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